What is the present value of $$475$ deposited at the beginning of each month for $22$ years

earning $5\%$ interest?

$$76,282\mathrm{.}40$

$$10,007\mathrm{.}06$

$$75,965\mathrm{.}88$

$$72,468\mathrm{.}28$

$$228,641\mathrm{.}88$