What is the present value of a 10-year annuity of $3,000 per period in which payments come at the beginning of each period? The interest rate is 12 percent. UseAppendix Dfor an approximate answer, but calculate your final answer using the formula and financial calculator methods. When using Appendix D to find the present value of this annuity due, subtract 1 fromnand add 1 to the table value.(Do not round intermediate calculations. Round your final answer to 2 decimal places. )