What is the present value of an ordinary annuity paying $1,650 each year for 20 years, with an interest rate of 5.6 percent compounded annually? (Round to the nearest dollar.) O A. $18,834 OB. $24,736 O C. $19,556 O D. $21,829 Mohammed and Riza are recently married and neither of them has ever owned a home. They wish to use the Home Buyers' Plan (HBP) to make their down payment on their first home. If they each have $85,000 in their RRSPs, how much can they access, in total, for their down payment through the HBP? O A. $25,000 B. $100,000 O C. $50,000 OD. $40,000