What is the value of the following cash flows in year 6? What is the value today? Assume interest rates today are 6.5%, then rates will be 6.25% for the next 4 years, 3.75% for the next 3 years, 5.3% for the next 4 years, and 3.75% thereafter.

year cashflow

6 5,675

8 9,725

10 6,750

17 11,750

Please show work with formulas provided, thank you!