What is the value today of a money machine that will pay $3,991.00 per year for 12.00 years? Assume the first payment is made 7.00 years from today and the interest rate is 5.00%. Answer format: Cumency: Round to: 2 decinal places. Derek borrows $291,350.00 to buy a house. He has a 30 -year mortgage with a rate of 4.69%. After making 96.00 payments, how much does he owe on the mortgage? Answer format: Currency: Round to: 2 decimal places