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What kind of insurance would you recommend that Adele get to cover funding for her children's education in the event of her death if she

What kind of insurance would you recommend that Adele get to cover funding for her children's education in the event of her death if she has yet to start saving for their education?
Term life insurance with a fixed death benefit.
Term life insurance with a decreasing death benefit.
Term life insurance with an increasing death benefit.

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