What ration would a bank be interested to increase certainty of being paid interest and principal through the term of the loan?

A. Times interest earned

B.Quick ratio

C.Return on sales/net profit margin

D.Current ratio

Examples of traditional factors used in making a credit decision include which of the following?

1.Capacity 2.Capital 3. Compliance 4. Character

A,4 ONLY

B. 1,3 ONLY

C. 1,2,4 ONLY

D. all of them