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What statement is INCORRECT concerning the business auto policy ( BAP ) ? If written to cover any auto, non - owned and hired autos

What statement is INCORRECT concerning the business auto policy (BAP)?
If written to cover "any auto," non-owned and hired autos are automatically
covered.
Medical payments coverage is automatically provided.
Whether newly acquired autos are automatically covered depends upon the
applicable coverage symbol.
It may be used to cover specifically described autos.
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