What sum of money due on October 1, 2024 is equivalent to $3000 due on January 1, 2005 if interest rates were 6.4%/year compounded monthly before January 1, 2010, changed to 1.9%/year compounded monthly from January 1, 2010 to January 1, 2020, and stood at 6.5%/year compounded monthly thereafter?

(Enter the value only; do NOT add a $ sign.)

What sum of money due on October 1, 2024 is equivalent to $3000 due on January 1, 2005 if interest rates were 6.4%/year compounded monthly before January 1, 2010, changed to 1.9%/year compounded monthly from January 1, 2010 to January 1, 2020, and stood at 6.5%/year compounded monthly thereafter? (Enter the value only; do NOT add a $ sign.)