What was the real rate of return over the past year (from one year ago to today) for a stock if the inflation rate over the past year was 3.59 percent, the risk-free return over the past year was 5.94 percent, the stock is currently priced at 78.02 dollars, the stock was priced at 72.87 dollars 1 year ago, and the stock just paid a dividend of 2.9 dollars? Answer as a rate in decimal format so that 12.34% would be entered as .1234 and 0.98% would be entered as .0098.