"What would be more valuable, receiving $590 today or receiving $630 in 2 years if interest rates are 3.5% and by how much would it be the more valuable alternative?"

		Receiving S630 / $588 higher Present Value
		Both are worth the same amount
		Insufficient date provided to determine an answer to this question
		Receiving S590 / $2 higher Present Value
		Receiving S630 / $2 higher Present Value
		Receiving S590 / $588 higher Present Value