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What would be the right investment profile for university education savings for a 5-year old child if the client is 35 years old and marginal

What would be the right investment profile for university education savings for a 5-year old child if the client is 35 years old and marginal tax rate is 45% + Medicare?

Long-horizon vs high risk tolerance

Long-horizon vs low risk tolerance

Short-horizon and high risktolerance

Short-horizon and low risk tolerance

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