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What would happen if banks could no longer sell their assets (i.e., different types of loans) to be transformed into tradable securities (i.e., asset-backed securities)?

What would happen if banks could no longer sell their assets (i.e., different types of loans) to be transformed into tradable securities (i.e., asset-backed securities)?

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Note: The editorial should be built around ONE well-developed and well-supported idea. Do not go off tangents as it is going to disrupt the flow of the editorial and confuse the reader. You need to support the idea with statistics, examples, etc. drawn from quality finance sources. Do not use Wikipedia, Investopedia or blogs as your references. Avoid using I, I think, In my opinion, etc.

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