What's the present value of a $4-$year ordinary annuity of $$1,950$ per year plus an additional $$3,950$ at the end of Year $4$ if the interest rate is $5\%?$

a$.$ $$6,914\mathrm{.}60$

b$.$ $$10,164\mathrm{.}28$

c$.$ $$12,354\mathrm{.}74$

d$.$ $$9,666\mathrm{.}75$

e$.$ $$8,560\mathrm{.}01$