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When a call option is in-the-money, that means -the underlying stock price is higher than the exercise price -the underlying stock price is lower than

When a call option is in-the-money, that means

-the underlying stock price is higher than the exercise price

-the underlying stock price is lower than the exercise price

-the underlying stock price is higher than the sum of exercise price and premium

-the underlying stock price minus the premium, is higher than the exercise price

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