When a person buys a traveler$$s check, who can cash the traveler$$s check or use it to make a purchase?

Multiple Choice

a$.$ The person who purchased and signed for it

b$.$ A designated third$-$party beneficiary

c$.$ Anyone in the purchaser$$s immediate family, but only if he or she presents proper identification

d$.$ Anyone the purchaser authorizes

e$.$ The issuing bank or any of its account holders