When an auditor provides an adverse opinion, what does this mean?

You client committed frauds in audited financial reports, and went bankrupt. A lender, relying on the financial reports to provide a new loan to your client, sues you for their damages. Can the lender win? Explain your answer.

Your long-term client is not happy with the audit fee for the incoming audit and wants a 10% reduction, if not, they will not sign the offer. Should the auditor reduce the free as requested? Explain your answer.

Your audit firm offers a client a 10% discount on its audit fee if the client also gives all its tax consulting work to the firm. Is there any issue with the offer? Explain your answer?

You lost $1m investing in a company that filed for bankruptcy, and you want to sue the auditor for the loss. Use "Proximity" to explain whether you can win the case.