When evaluating medical insurance coverage, which of the following factors would NOT be important?

I. Whether the doctors and hospitals the client wishes to use are in network.

II$.$ Total projected out$-$of$-$pocket costs including deductibles, copays, and maximum out$-$of$-$pocket expense limits$.$

A$.$ Il only

B$.$ Neither I nor lI

C$.$ l only

D$.$ Both I and II