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When fine arts or gun collections are insured under a homeowners policy by endorsement, Coverage is usually on a replacement cost basis. Coverage is usually

When fine arts or gun collections are insured under a homeowners policy by endorsement,

Coverage is usually on a replacement cost basis. Coverage is usually on an actual cash value basis. Coverage is usually provided on an agreed to valued basis. The perils covered are the same as the homeowners policy to which the endorsement is attached.

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