When is this type of mortgage$$ useful?$($Select all that$$ apply.$)$

A$.$

Buyer may offer this personal financing option to sellers that do not qualify for a conventional mortgage.

B$.$

Sellers may offer this personal financing option to buyers that do not qualify for a conventional mortgage.

C$.$

Individuals anticipating higher incomes in the future or that anticipate selling the home prior to the balloon might choose this option if the interest rate is lower than rates on a traditional mortgage.

D$.$

Individuals anticipating higher incomes in the future or that anticipate selling the home prior to the balloon might choose this option if the interest rate is higher than rates on a traditional mortgage.

E$.$

Individuals anticipating lower incomes in the future or that anticipate selling the home prior to the balloon might choose this option if the interest rate is lower than rates on a traditional mortgage.