When it conas to debt financing for women, what statement(g) holds true? 1) Compared to men, women in general apply for loan at a lower rate. 2) Women-owned companien experience 15 e-20\% lower loan approval rates than maln-owned 11ras . 3) Credit seores for women-owned businesses were on average 40 points lower than male-owned businesses . 4) Women entrepreneur tend to be more risk averwe than their male counterpart. 5) A11 anawera are correct