When Miles separated from service with his former employer, he had a $10,000 outstanding balance in an employer plan loan. He received a total distribution of $30,000 without regard to the loan. The check he received was for $14,000. Mandatory withholding was $6,000. How much of the distribution is taxable? O $10,000 o $14,000 o $20,000 O $30,000 Mark for follow up Jamie is 42 years old and received a $20,000 distribution from his Roth IRA, established in 2011. At the time of the distribution, the Roth IRA account totaled $33,748: $18,000 regular contributions, $10,000 taxable conversion contributions made in 2016, and $5,748 earnings. How much of his distribution is taxable and subject to the early distribution penalty? O SO taxable: S0 penalized. O S0 taxable: $2,000 penalized. S0 taxable: $20,000 penalized. O $2,000 taxable; $2.000 penalized