When she was born, Grandma gave Sheila a $18-$year maturity, $$2,500$ savings bond. What is the present value of this savings bonds if the current discount rate is $4\%$ and Sheila turns four years old today?

$$1,1854\mathrm{.}43$

$$1,443\mathrm{.}69$

$$1,279\mathrm{.}88$

$$1,245\mathrm{.}23$

$$1,356\mathrm{.}43$