When Tony had 2 years left in college, he took out a student loan for $13,340. The loan has an annual interest rate of 8.7%. Tony graduated 2 years after acquiring the loan and began repaying the loan immediately upon graduation. according to the terms of the loan, Tony will make monthly payments for 5 years after graduation. during the 2 years he was in school not making payments, the loan accrued Simple interest.

A. if Tony's loan is subsidized, find his monthly payment.

B. if Tony's loan is unsubsidized, find his monthly payment.