When Wiilard died, amone his assets was a 350000 whole itfe polloy. onene by Willard and payable to his wife, who died the year betore whilmard. The polley had a Cash surrender value of 511,400 . When the polky death beneth procesds wers applied for, would the insurance come Writared's will, and why or why not? Willard's will, and why or why not? D) Yes, because the cash value of the policy was ereater than $10.000. C) Yes, becaube Wiliard s estate nould now be the beneficiary of the polioy. D) No, because ife insur arce procesids are payable to the beneficary without the delay of prothate