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When you bought your car on 23 June 2020 you entered into an agreement with a finance company. The finance company is a secured creditor

When you bought your car on 23 June 2020 you entered into an agreement with a finance company. The finance company is a secured creditor (security interest in the car).You then took out a personal loan on 29 April 2021, and the loan company took security over the car as part of this loan agreement.

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