when you receive title to an individual unut and joint ownership of any common areas and facilities, you have purchased a (Poir single family home. cooperative. O condominium. row house. mobile home. 4. is a reason for owning your own home. (Points 2) Pride of ownership feeling of permanence O A sense of stability A tax shelter O All of these are reasons. 5. is an up-front, one-time cost of home ownership. (Points 2) The down payment Closing costs O Property taxes O Insurance a and b 6. If the maximum loan-to-value ratio that a lender will accept on a 000 loan is 90 percent, then the borrower must make O a minimum down payment of $10,000 plus closing costs. a minimum down payment including closing costs of s10,000. 0 closing costs plus points of $10,000. a maximum down payment of $10,000. O none of these