When you were born, your affluent grandma opened a $3,000 bank account for you, The account earned a 4% interest rate for the first 9 years of your existence. Afterwards, rates have remained at just 2%. You've reached the age of 23 and you are ready to withdraw your money. How much money do you have in your bank account? (Intermediate computations should not be rounded. Your answer should be rounded to two decimal places.)