Which are the following statements that are true about your credit report and your credit score? Check all correct answers. To build a positive credit history I should use credit card for some purchases and pay it off by the due date. Credit reports are maintained by the Federal Reserve The higher my credit score, the higher my interest rate will be. Exceptional score is 813 My credit score does impact my chances to get an apartment. I should review my credit report monthly for errors. Paying my bills late will negatively impact my credit score