1. Which balance sheet accounts would be affected by the following transactions? Indicate at least two accounts with each transaction.

1. Sarah opens a money market deposit account with $5,000. The funds are lent in the overnight market for one week.
2. Just as a real estate developer pays off a strip shopping mall loan, a new resident optometrist takes out a mortgage on a home.
3. The bank hires an investment banker to sell shares of stock to the public. It plans to use the proceeds to finance additional commercial loans.