Which combination of the following would best meet their insurance goals given their current situation? 1. Joint term-15 policy 2. Joint first-to-die whole life policy 3. Universal life policy for Alibaster 4. Term-100 for Alibaster O a) 1 and 2 O b) 1 and 4 O c) 2 and 3 O d) 3 and 4Alibaster and Nina are meeting with their financial planner, Larissa, to discuss their insurance needs. The couple have a 5 year old daughter named Alanna. When asked about what is most important the couple mention they would like their coverage to provide income for a surviving spouse until Alanna is at least age 18. In addition, Alibaster has inherited a collection of classic cars he would like to eventually pass on to Alanna when he dies, and he expects there to be a large tax liability at that time. Therefore having the coverage available to offset that tax liability is another important goal for the couple. Alibaster and Nina are currently early in their careers and are somewhat cash flow constrained