Which financial institution receives its corporate charter from the Office of the Comptroller of the Currency (OCC)? 1) State banks 2) National banks 3) Credit unions 4) Savings and Loans Associations Which of the following is a provision of the Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994? 1) Allows bank holding companies to acquire banks in any state and to branch across state lines if the states do not "opt out of Interstate branching 2) Allows only savings banks to acquire banks in any state and to branch across state lines if the states do not "opt out of interstate branchina 4) None of the above is correct is considered the most important aspect of financial regulation in the United States 1) Securities trading 3) Equal housing opportunity 4) Information disclosure 5) Low inflation and high employment