Which is NOT a reason both lenders and borrowers most often select amortizing loans?

A) Rising inflation expectations make amortizing loans more desirable

B) Valuation risk (cap rate risk for example) increases with balloon payments, amortization is a natural hedge to this risk

C) Amortizing loans provide the lowest monthly payment of any loan type

D) Amortization reduces risk of the loan by increasing equity value via loan paydown