Which is not an advantage of holding cash balances in a centralized depository rather than at individual subsidiary locations for the store? (Multiple Choice)

1) If the store locates its centralized depository near a major financial center it will have access to information about good short-term investment opportunities that might otherwise be unavailable.

2) The store can deposit larger amounts and capitalize on the higher rates of interest that are not available on smaller deposits.

3) A centralized depository would increase the total size of the cash pool required to be held in highly liquid accounts limiting the balance available for the store to invest in other opportunities