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Which of the following about Indexed Universal Life is correct? It is considered a General Account Product even though returns are tied to an index.

Which of the following about Indexed Universal Life is correct?
It is considered a General Account Product even though returns are tied to
an index.
The funds held in the cash value are held in separate accounts.
The fees and charges associated with IUL are easy to calculate.
The rate of return on the index is what will be credited to the death
benefit.
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