Which of the following accurately depict the SPENT exercise from the state and public policy modules page? All of these depict the exercise and reality of many who try to live off of low-wage work You have to made difficult choices with limited income and dwindling savings. You have to choose whether to pay a penalty or pay large portion of your income on health insurance. You have to choose whether to pay for a long commute or to pay more for housing Your savings are gonc. you've lost your house. and you have $1.000 left