Which of the following actions are governed by the Fair Debt Collection Practices Act? Multiple Choice The manager of a food supply company calling a restaurant owner to collect past due invoices. 0 A letter from a tree service company to its customer asking for an overdue balance. An attorney representing a medical practice sending a letter to a patient to collect a debt. 0 A personal visit by a business owner to his customer attempting to collect overdue bills. An attorney calling her own client attempting to collect past due legal bills from the client