Which of the following actions would you recommend for this scenario family?

Kelly Kapoor just lost her job, so her family will now be uninsured.

They have a choice between going onto her spouse's employer$-$sponsored health insurance plan $($which has more benefits and only costs $$40$ more per month$)$ or choosing COBRA.

Enroll in the spouse's employer plan

Wait $90$ days to decide

Remain uninsured

Choose COBRA