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Which of the following apply to HMOs? Multiple select question. Employer-sponsored HMOs are beginning to replace copayments with coinsurance for some benefits. HMOs have traditionally

Which of the following apply to HMOs? Multiple select question. Employer-sponsored HMOs are beginning to replace copayments with coinsurance for some benefits. HMOs have traditionally emphasized preventive and wellness services. HMOs may now apply deductibles to family coverage. HMOs do not cover preventive care and maintenance

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