Which of the following are best practices to help mitigate risk/fraud?

I. The use of dual authentication for all EFT transactions, where one person originates a transaction and a second person reviews and releases the transaction

II. Increase the number of non-repetitive wires when applicable

III. The use of a dedicated computer for the initiation of online EFT transactions

IV. The use of separate accounts for deposits and disbursements

Group of answer choices

I, III and IV only

I and III only

I, II, III and IV

III only