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Which of the following are important criteria that financial institutions consider when assessing the creditworthiness of a prospective borrower for a mortgage? a) the down

Which of the following are important criteria that financial institutions consider when assessing the creditworthiness of a prospective borrower for a mortgage?

a) the down payment the borrower will make

b) the borrowers debt-to-income ratio

c) the borrowers credit score

d) all of the above

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