Which of the following are regulations that are designed to reduce the moral hazard created by deposit insurance? Instructions: In order to receive full credit, you must make a selection for each option. For correct answer(s), click the box once to place a check mark. For incorrect answer(s), click the option twice to empty the box. U.S banks cannot make loans to single borrowers that exceed 25 percent of their capital. US. banks' bond holdings from a single issuer cannot be less than 40 percent of their capital. Regulators have also developed minimum capital requirements. U.S banks' bond holdings from a single issuer cannot exceed 25 percent of their capital. U.S. banks cannot make loans to single borrowers that exceed 50 percent of their capital