Which of the following are signs that identity theft may have happened to you? (select all that apply) You receive a credit card that you didn't apply for. You fail to receive bills and account statements that you expected. You are contacted by debt collectors for purchases you did not make. You are denied credit for no apparent reason. Question 2 (0.5 points) Which of the following commonly happen prior to a person declaring bankruptcy? (select all that apply) major illness that person's death job loss divorce