Which of the following are tenets of a successful risk management program? a. Risk management is only effective if the program manager takes ownership of it. This does not mean that the program manager is solely responsible to execute risk management. This means that in the PM organization there resides a risk management officer or a team established to handle/mitigate the risk. b. Risk management needs to be embedded in the culture of an organization. At this level, it is strategic risk management that permeates throughout the organization. As such, all members of the project staff practice and apply risk management principles. c. Program risk management should be based on risk drivers and critical success factors. This goes back to the risk management process, where it starts with establishing context of the project or program; or in essence, understanding the project requirements, goals and objectives. d. All of the above e. None of the above