Which of the following are true about lifetime immediate annuities? Hint: There are 3 correct and 3 incorrect answers. Grading note: You will lose points for incorrect answers, but your total score for the question cannot fall below 0. A. Annuity payments go on for a fixed number of years and then stop. B. The present value of the anuity depends on the age of the beneficiary (owner). C. An annuity of any amount (for example, one paying $12,000 per year) will cost less for a young buyer (e.g., age 55) and more for an older buyer (e.g., age 75). D. An annuity provides a guaranteed payment for as long as its beneficiary (owner) is alive. E. The present value of the annuity depends on the probability of survival. F. The older the beneficiary (owner) of the annuity, the more the annuity is worth