Which of the following are true statements related to time value of money? [select all that apply] Money received in the future is worth more than the same amount of money received today Money received today is worth more than the same amount of money received in the future If you know an expected rate of return and the number of years some amount of money is going to be save, you can calculate the future value for that amount of money You can increase the future value of a dollar by increasing your rate of return or increasing time If you know the amount you would like to have saved by a future date and the expected rate of return, you can calculate a present value for the amount of money you would need to save