Which of the following are ways in which states regulate employee benefits? (Select all that apply) 0 Consumer protection rules 0 Mandating benefits 0 Specifying insurance policy form requirements 0 Anti-rebating C] States do not regulate employee benefits 0 Requiring employers to exclude certain employees Which of the following are features of the Affordable Care Act? (Select all that apply) 0 It requires small group plans to provide at least 10 essential health benefits 0 It requires employers to offer stand alone vision and dental coverage or pay a penalty. 0 It requires health plans to cover dependent children to age 26 C] It does not allow group health plans to impose lifetime or annual dollar limits on essential health benefits 0 It allows plans to impose preexisting condition limitations Travel is Fun, Inc. sponsors a 401(k) plan that only allows pre-tax and Roth employee contributions. It does not have any employer contributions. Travel is Fun is having trouble getting its non-highly compensated employees (i.e. lower paid) to contribute. As a result, it is failing its nondiscrimination testing. Which of the following are strategies Travel is Fun could use to increase participation by its non-highly compensated employees? 0 Limit deferrals for highly compensated employees D Add a matching contribution D Add automatic enrollment (if they don't already have it) 0 Adopt a safe harbor plan design 0 Terminate the plan and start over Which of the following are advantages of employers offering benefits (rather than allowing employees to purchase benefits on their own)? (Select all that apply) 0 Employers can provide an abundance of choices to employees 0 Economies of scale/expense savings 0 The employer can advocate for employees with the insurance carrier or other plan provider 0 The employer is a more sophisticated buyer 0 Complexity of plan administration Which of the following are managed care provisions that may appear in a medical plan? (Select all that apply) 0 Coverage of Essential Health benefits C] Disease management 0 Utilization management 0 Wellness programs 0 Precertification or Prior Authorization Which of the following are managed care provisions that may appear in a medical plan? (Select all that apply) 0 Coverage of Essential Health benefits 0 Disease management 0 Utilization management 0 Wellness programs 0 Precertification or Prior Authorization