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Which of the following assets can be considered as risk-free? I. A 3-month Treasury bill issued by US Department of Treasury. II. A 10-year Treasury

Which of the following assets can be considered as risk-free?

I. A 3-month Treasury bill issued by US Department of Treasury.

II. A 10-year Treasury bond issued by US Department of Treasury. III. A 15-year municipal bond issued by the city of New York.

IV. A 15-year corporate bond issued by Apple Inc.

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