Which of the following best describes the intertwined fortunes of retail real estate, the internet, and traditional shopping malls?

	a.	Internet sales have largely replaced department stores and book stores, but real estate prices have risen since 2010 while vacancy rates have fallen, many malls built before 1998 continue to do well.
	b.	Internet sales have universally cannibalized retail sales, retail real estate prices have plummeted, and traditional shopping malls have nearly all closed.
	c.	Internet sales have not replaced traditional retail sales at all, retail real estate prices have fallen due to over building and vacancy rates remain about constant, selected malls are thriving and only malls in poor areas are closing.
	d.	Internet sales have replaced selective retailers, but mostly traditional book stores, retail real estate prices have remained flat since 2010, but vacancy rates have risen, many malls are doing poorly.
	e.	None of the above.

Which of the following are features of the LIHTC program?

A: Resident income and rent requirements to ensure the tenants are means tested

B: LIHTC include a 30% bonus credit that state HFAs are allowed to allocate to any developer

C: Only the proportion of project costs that are dedicated to low income housing can qualify for the credit

	a.	Only A
	b.	Only B
	c.	Only C
	d.	A and B
	e.	B and C
	f.	A and C
	g.	A, B, and C
	h.	None of these.