Which of the following client transactions would generate a tax consequence? Ken, who received a return of capital payout from a systematic withdrawal plan outside an RRSP account Sylvie, who redeemed an investment that did not grow in value outside an RRSP account John, who reinvested the proceeds from a dividend distribution inside an RRSP account Mohamed, who redeemed all his units of ABC Fund to purchase units of XYZ Fund outside an RRSP accoun